December 3, 2025
Annuity rates - See the rates effective December 1st.
Annuity Watch
In this issue:
Fixed annuities – See the rates effective November 24th.
What if the cure for cancer is in the tip of a needle?
Since she immigrated to the US to fight cancer, Dr. Azra Raza has championed a new approach to research that seeks to prevent the first cancer cell instead of trying to eliminate the last. Meet your new favorite hero in this fifth episode of Leaders in Longevity.
A penny saved is a penny earned…but can it be something even bigger?
With the 1 Year S&P 500 Performance Triggered account in a Lincoln fixed indexed annuity, clients won’t ever lose a penny. Better yet, if the S&P 500 Index were flat or even up a penny, they would get the full performance trigger rate!
New paperless options for life insurance clients
Paperless options have been expanded to include billing notifications, confirmations, letters, payment notifications, and statements for individual life insurance policy owners with a registered online account! The best part? A new Global Toggle allows policy owners to opt into paperless delivery for ALL documents. Read more.
Reimagined Business Overhead Expense (BOE) disability insurance policy
MassMutual’s reimagined Business Overhead Expense (BOE) disability insurance policy comes with significantly improved pricing and enhanced features that make protection more accessible and more relevant for small business owners.More than a price adjustment, it’s a value shift that delivers more of what owners need to help keep their lights on and their doors open.
Ultra Advantage fixed indexed annuities – See the rates effective December 1st.
Fixed annuities – See the rates effective December 1st.
eDelivery Consent form is now live
OneAmerica has updated how applicants opt in to receive documents electronically. To ensure compliance with current laws and regulations, a signed Voluntary Electronic Opt-in Consent and Disclosure form must now accompany submissions across all products and states when applicants choose eDelivery. Read the announcement, including how to access the form.
Flex is now live in AZ, DE, ND, SC and SD
Flex is transforming the underwriting process for the Asset Care product - and helping to meet clients’ needs faster. See the Flex Tips. Visit the Flex Resource Page.
Asset Care enhancements debut in DE, ND, SC, SD – Read the announcement.
Confidence in Indexed Universal Life (IUL) – Read the bulletin.
Multiple State Declarations Issued to Request Assistance for Policyowners Affected by the Government Shutdown (2025) – See the update.
