October 8, 2025
Smart Start Accumulator - when your clients start smart, their annuity value grows strong
It offers five leading indices composed of high-performing, well established companies. Access a variety of marketing materials for you and consumers, watch training videos, and explore much more. And, Smart Start Accumulator is now available in NJ & OR.
Annuity Watch
In this issue:
Helping clients access policy cash value sooner
Turn early access to policy cash value into an opportunity with Value+ Protector IUL's Protected Premium rider. Learn how this IUL rider provides a guaranteed amount of cash value in years 2-5.
This rider is ideal for clients who are:
Fixed annuities – See the rates effective October 6th.
DI Coverage for Starting Professionals
Illinois Mutual offers disability income insurance (DI) coverage to individuals who are near completion of apprenticeships, licensing or accredited certification programs. The monthly benefit amount and options available will be based upon the intended occupation and expected income level.
Download the flyer.
Supporting student success – See the 2025 Life Lessons Scholarship winners.
Advanced Markets News
In this issue:
Weekly Market Intel - See the latest insights.
MyGuarantee Plus fixed annuity – See the rates effective October 3rd.
MassExpress accelerated underwriting program expanding to $3M in coverage with no labs or exams - Get details.
Fixed annuities – See the rates effective October 6th.
Ultra Advantage fixed index annuity – See the rates effective October 6th.
Express Newsletter
In this issue:
Simplified Asset Care application process is on the way – Learn more.
Care Solutions News
In this issue:
Field News Monthly
In this issue:
Term life can go beyond today’s needs
Protective Classic Choice term offers future flexibility. Clients can convert to a permanent solution and get chronic illness protection — no additional underwriting or exams required — with the Conversion Choice rider with ExtendCare. See how one client's short-term need turned into a long-term opportunity, despite future health concerns.
Secure Saver Fixed Annuity – See the rates effective October 7th.
Life Essentials
In this issue:
Enhanced Guidelines for Obstructive Sleep Apnea – Learn more.
Deadlines for year-end business and commission payouts
See the year-end business processing deadlines.
Annuities – See the rates effective October 8th. (See the New York rates.)
Changes to Indextra FIA – Get details.