Long Term Care (LTC)Tools

Transamerica LTC eApp

This completely paperless system will speed you through the application process. No more worrying about having the right application or carrying them with you. Click here to get answers to Frequently Asked Questions. Here's how to get started:

LTC Tax Rules & Important Information

Recent LTC News

Date Article

February 1, 2016

  • In-force rate action notifications for late FebruaryGet complete details.
  • A Track Record of InnovationRead the article from the John Hancock Journal
  • Performance LTC product brochuresCORRECTIONS
    Certain non-compact versions of the Performance LTC product brochure inadvertently include Waiver of Premium in the Optional Benefits section. The updated brochures are below:

January 25, 2016

January 18, 2016

  • Help clients use an HSA to pay for LTC premiumsLearn how.
  • Genworth's in-force rate actions
  • John Hancock's Performance LTC
    • This new flier - Flex account gives your clients more control - examines key aspects of Performance LTC to provide you with in-depth product insights.  It explains the many ways your clients can use Performance LTC’s unique Flex Account to help meet their LTC insurance goals.
    • Additional materials to market Performance LTCView them now.
  • 2016 Benefit Limits for Grandfathered Partnership States
    There are new state partnership minimums in effect in the grandfathered partnership states that you should be aware of in the event that your clients request a decrease in their benefits. The new minimums are summarized here.
  • 2016 eligible LTC premium deductions – View the bulletin and presentation for details.
  • Learn how to use John Hancock's LTC Captivate 2.0
    This training presentation is an easy way to learn how to use LTC Captivate 2.0 to support your sales. Join the many other producers who have embraced it as a new way to do business.
  • New ways to sell LTC Insurance
    Part 1 of this series - Show Your Clients How to Short-Pay their LTC Policy - demonstrates the flexibility of Performance LTC’s payment options, including how it can be structured to end premium payments once your clients’ working years are over.
  • Get the updated Consumer Partnership Brochure. (Click here for the Florida version.)
  • DRA Partnership Training and Resource GuideReview it now.
  • 5 things your customers expect from their LTC insurance carrierLearn them now.

January 11, 2016

January 4, 2016

  • A Very Important Date
    Here are some important rules to consider when helping your clients determine which LTCi policy effective date is right for them.

December 28, 2015

  • Genworth 2016 Partnership Minimum Benefit Requirements for CA, CT, IN and NY
    Get details.
  • John Hancock Performance LTCadditional marketing materials available
    Learn more about the recently approved consumer prospecting and seminar materials to help support your Performance LTC sales efforts.
  • John Hancock Consumer Partnership Brochure  - updated
    The Consumer Partnership Brochure describes the DRA partnership program and can be used in conjunction with the Performance LTC Product Brochure in states where John Hancock has an active DRA Partnership. (Get the Florida-specific version.) For more information on the DRA Partnership, review the DRA Partnership Training and Resource Guide.
  • Mutual of Omaha's 5 Steps to an LTCi Sale
    From prospecting to policy delivery - and every step in between – this easy sales and marketing process will lead you to the ultimate destination…an LTCi sale.

December 21, 2015

  • 3 Strategies to Find LTCI Premiums
    Helping clients identify overlooked LTCI funding sources can get the coverage in place.
  • Genworth's In Force Rate Action for CaliforniaWEBINAR REPLAY
    Listen to the webinar that was held to hear important information about the California long term care insurance rate action. 
  • Upcoming rate adjustments
    Learn more about the LTCi rate adjustments that Mutual of Omaha will be implementing on March 1, 2016.

December 14, 2015

  • 2016 Eligible LTC Insurance Premium Deductions
    Tax laws require the IRS to adjust the dollar amounts of dozens of tax provisions each year to account for inflation; including adjustments for eligible long-term care insurance premium deductions. Tax-qualified LTCI premiums are considered medical expenses for an individual who itemizes income tax. Please note: The article has been updated to reflect the correct Per Diem Limitation, which is increasing to $340. Get details.
  • John Hancock's Performance LTC - sales tips
    This flier is a first in a new series - New Ways to Sell Long-Term Care Insurance  - that focuses on your clients who may be planning for retirement. It demonstrates the flexibility of the product’s payment options; including how Performance LTC can be structured to end premium payments once your clients’ working years are over.
  • LTC Awareness Month  - recap
    LTC Awareness Month may be over, but the importance of planning ahead remains the same. You can still gain insights into the consumer mindset, learn ways to evaluate potential buyers, and get talking points to help you start a conversation with your clients about long-term care insurance.
  • Transamerica's LTC NewsDecember 10th edition
    View it now.
  • Why earlier is better
    Watch this real life story that illustrates the advantages of buying LTCi early.

December 7, 2015

  • Are you up to date on your Partnership training?
    Here are the top three reasons why it's important to make sure you are up to date with LTCi partnership training.